First, understand that the other driver’s insurance company is not your friend. The adjuster’s goal is to try and avoid paying anything, and if they have to pay, to pay as little as possible. 

So, if you are hurt, do not wait on the other side’s insurance company.  Go to the doctor as soon as possible.  Keep going to the doctor for as long as you still have problems.

It is also important that you talk to an experienced personal injury attorney as soon as possible. You need specific advice for your individual situation if you have been involved in a serious automobile accident.

WLG operates on a contingency fee agreement, which means you’ll only pay if we recover compensation for you.  We will front all expenses. If we win, our payment will come from the recovery not out of your pocket. 

Immediately. The time immediately following a case is perhaps the best time to collect evidence such as medical evaluations, accident site investigations, and witness testimony to build a successful case that an attorney can present on the victim’s behalf. 

There are options that can allow an injured victim to seek medical treatment for injuries related to the accident without having to pay their provider while the personal injury claim is pending.  In some cases, the victim may also be able to obtain immediate reimbursement for out-of-pocket expenses as well.

What if I do not have health insurance?

If you do not carry health insurance and were injured in an automobile collision, your medical provider may accept what is referred to as a ‘letter of protection’ (LOP).  A LOP is a legal document, generally issued by your attorney to your doctor, stating that the cost of services rendered for treatment related to the accident, will be paid out of personal injury proceeds awarded to the victim.  In exchange, the doctor or other treatment provider agrees to defer payment of medical expenses that become due while your claim is pending. It is important to secure legal representation following an accident, because most medical providers will only accept LOPs sent from an attorney.

What about if I have health insurance?

If you have health insurance and sustained injury in a car crash, your health insurance provider may initially provide payment for services rendered.  However, depending on who was at fault in the accident, and the state in which your accident occurred, health insurance providers will generally retain the statutory right to obtain reimbursement from settlement proceeds for medical expenses paid that were related to the accident.

When personal injury claims are successful, monetary compensation will be awarded to an injured victim and, in some cases, to their family.  Compensation may be awarded for economic damages, non-economic damages, and punitive damages. The breakdown is as follows:

Economic Damages
Financial damages will be awarded to a victim for any expenses they incurred as a result of their injuries.  This includes reimbursement for medical bills from the procedures, treatment, and care required for their injuries. This can also include compensation for any wages lost due to a victim’s inability to work.

Non-Economic Damages
Compensation will also be awarded for the emotional damages sustained by a victim.  While these may be difficult to put a price on, courts will consider many elements when determining compensation amounts for non-economic damages. Determining factors can include pain and suffering, mental anguish, loss in quality or enjoyment of life, and any emotional injuries suffered by a victim’s family.

Punitive Damages
In certain cases, punitive damages will be awarded to further punish liable parties for extremely negligent or illegal acts.  Cases involving drunk driving accidents, for example, may award punitive damages.

The statute of limitations in Texas is two years for personal injury claims. This means that you have exactly two years’ time starting from the day you were injured (or discovered your injury or illness) in which you can file a claim for compensation.  While victims do have a two-year period in which they can file a claim, these are best filed sooner rather than later.  The time immediately following a case is perhaps the best time to collect evidence such as medical evaluations, accident site investigations, and witness testimony to build a successful case that an attorney can present on the victim’s behalf.


No. Never talk to the police unless a lawyer is present. You do not want to be tricked or coerced into saying something that could incriminate you, and you do not want to rely on the officer to accurately report any conversations you have.

It depends.  There is no straight forward answer other than ethical rules prohibit contingency fee contracts. There are many factors that can affect the fee.

  1. the nature of the offense,
  2. the number of charges or complainants,
  3. the complexity of the case, and whether the case requires investigation or experts.